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Insurance Blog

Driving with a named driver auto policy in Texas? The new year means new changes are heading your way.

If you currently hold a named driver auto insurance policy in Texas, changes are coming down the road in 2020. Effective January 1, named driver policies will be prohibited in Texas by House Bill 259. What’s a named driver policy? A named driver policy provides auto coverage to drivers listed on the policy—but doesn’t provide coverage for household members who aren’t named. If a vehicle...

You’ve put your motorcycle away for winter. But should you also park your bike insurance?

As winter weather tightens its grip across the nation, motorcycle riders reluctantly acknowledge their bikes won't see the road again until spring. Some consider, during cold-weather months, they might save a little money if they cancel their insurance and get a new policy in the spring. But it may not be worth it. We take a look at the savings versus the risks of not...

Do I Need To Insure My Boat During The Winter When I’m Not Using It?

If you own a boat, you are not alone if you are wondering why you need boat insurance year round when you are only using your boat in the warmer months. In fact, some boat owners cancel their boat insurance after every boating season to save on premiums. However, this can actually be more costly in the long run. The following are some good reasons...

Check your air pressure before leaving on your cool weather rides

How much do you think about the tires on your motorcycle? How about the correct level of tire inflation? If the answer is "not often," you'll want to reconsider. Let's discuss why. Motorcycle tires connect us to the road Whether you're accelerating, cornering, or braking, safe motorcycle riding relies on two small contact patches where the tires meet the road. Tires are among the most...

What Does My Renters Insurance Cover?

If you are renting a home or apartment, it is important to have renters insurance. Although there is no legal requirement that you carry renters insurance, it may be required by your landlord under the terms of your lease. It helps protect both you and your landlord by ensuring that, if something happens on the premises, either the landlord’s insurance or your renters insurance will...