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About Us


Low Cost Insurance is a family owned and operated agency with over 10 years of experience and three locations in the central Texas area. Our agency provides home, auto, and specialty insurance coverages. Customer care and satisfaction are a top priority here. Low Cost Insurance prides itself in its loyalty to customers and dedication to providing them with quality insurance plans that best fit their needs. Whatever the situation, Low Cost has you covered. 
Low Cost Insurance has locations in Gonzales, Lockhart, and San Marcos, Texas. We offer great service at a low cost to all customers.
We welcome you to come in to one of our locations and speak with an agent that will assist you today.

Services Provided:

Insurance Products and Coverages 

  • Car
  • Home
  • Mobile Home
  • Life
  • Specialty Insurance
  • Commercial
  • Motorcycle
  • Boat or ATV
  • RV

We accept:

Foreign License or Matricula ID

Suspended or Revoked DL


Out of State DL

Low cost will work with customers in all situations including  non-workers, no credit checks or valid ID required.

We offer:

  • Mexico Insurance
  • Same day coverage
  • Low down payments
  • Month-to-month policies
  • Six month policies
Great Service at a Low Cost Lockhart
902 S. Colorado St.
Lockhart, TX 78644
(512) 376-5711
(512) 376-5011 fax
619 St. Paul
St. Gonzales, TX 78629
(830) 672-2618
(830) 672-2641 fax
107 East South Railroad
Cuero, TX 77954
(361) 524-5016
(361) 524-5169 fax
1912 Junction Hwy
Kerrville, TX 78028
(830) 895-4343
(830) 895-4313 fax